United Kingdom Mortgage Approvals in United Kingdom

Bank of England · Monthly · Importance

56,053 (Jul-26) ABS · units · Monthly · CSV
-3.7% (Jul-26) MOM · % · Monthly · CSV
-14.9% (Jul-26) YOY · % · Monthly · CSV
Periodunits
Jul 2026 56,053
Jun 2026 58,215
May 2026 56,396
Apr 2026 65,044
Mar 2026 62,920
Feb 2026 62,278
Jan 2026 60,145
Dec 2025 61,395
Nov 2025 64,592
Oct 2025 64,762
Sep 2025 66,053
Aug 2025 65,278
Jul 2025 65,905
Jun 2025 64,721
May 2025 62,618
Apr 2025 59,736
Mar 2025 63,461
Feb 2025 64,611
Jan 2025 66,270
Dec 2024 66,942
Nov 2024 65,907
Oct 2024 67,846
Sep 2024 65,596
Aug 2024 65,361
Jul 2024 62,854
Jun 2024 61,254
May 2024 60,800
Apr 2024 61,208
Mar 2024 61,146
Feb 2024 59,676
Jan 2024 56,032
Dec 2023 52,530
Nov 2023 50,287
Oct 2023 48,082
Sep 2023 44,027
Aug 2023 45,321
Jul 2023 49,374
Jun 2023 54,705
May 2023 50,905
Apr 2023 48,637
Mar 2023 50,893
Feb 2023 42,811
Jan 2023 39,798
Dec 2022 41,509
Nov 2022 46,719
Oct 2022 57,801
Sep 2022 64,911
Aug 2022 72,198
Jul 2022 62,829
Jun 2022 62,949
May 2022 66,363
Apr 2022 65,749
Mar 2022 68,641
Feb 2022 68,151
Jan 2022 73,949
Dec 2021 72,795
Nov 2021 69,467
Oct 2021 68,335
Sep 2021 70,574
Aug 2021 71,056
Period%
Jul 2026 -3.7%
Jun 2026 3.2%
May 2026 -13.3%
Apr 2026 3.4%
Mar 2026 1.0%
Feb 2026 3.5%
Jan 2026 -2.0%
Dec 2025 -4.9%
Nov 2025 -0.3%
Oct 2025 -2.0%
Sep 2025 1.2%
Aug 2025 -1.0%
Jul 2025 1.8%
Jun 2025 3.4%
May 2025 4.8%
Apr 2025 -5.9%
Mar 2025 -1.8%
Feb 2025 -2.5%
Jan 2025 -1.0%
Dec 2024 1.6%
Nov 2024 -2.9%
Oct 2024 3.4%
Sep 2024 0.4%
Aug 2024 4.0%
Jul 2024 2.6%
Jun 2024 0.7%
May 2024 -0.7%
Apr 2024 0.1%
Mar 2024 2.5%
Feb 2024 6.5%
Jan 2024 6.7%
Dec 2023 4.5%
Nov 2023 4.6%
Oct 2023 9.2%
Sep 2023 -2.9%
Aug 2023 -8.2%
Jul 2023 -9.7%
Jun 2023 7.5%
May 2023 4.7%
Apr 2023 -4.4%
Mar 2023 18.9%
Feb 2023 7.6%
Jan 2023 -4.1%
Dec 2022 -11.2%
Nov 2022 -19.2%
Oct 2022 -11.0%
Sep 2022 -10.1%
Aug 2022 14.9%
Jul 2022 -0.2%
Jun 2022 -5.1%
May 2022 0.9%
Apr 2022 -4.2%
Mar 2022 0.7%
Feb 2022 -7.8%
Jan 2022 1.6%
Dec 2021 4.8%
Nov 2021 1.7%
Oct 2021 -3.2%
Sep 2021 -0.7%
Aug 2021 -2.1%
Period%
Jul 2026 -14.9%
Jun 2026 -10.1%
May 2026 -9.9%
Apr 2026 8.9%
Mar 2026 -0.9%
Feb 2026 -3.6%
Jan 2026 -9.2%
Dec 2025 -8.3%
Nov 2025 -2.0%
Oct 2025 -4.5%
Sep 2025 0.7%
Aug 2025 -0.1%
Jul 2025 4.9%
Jun 2025 5.7%
May 2025 3.0%
Apr 2025 -2.4%
Mar 2025 3.8%
Feb 2025 8.3%
Jan 2025 18.3%
Dec 2024 27.4%
Nov 2024 31.1%
Oct 2024 41.1%
Sep 2024 49.0%
Aug 2024 44.2%
Jul 2024 27.3%
Jun 2024 12.0%
May 2024 19.4%
Apr 2024 25.8%
Mar 2024 20.1%
Feb 2024 39.4%
Jan 2024 40.8%
Dec 2023 26.6%
Nov 2023 7.6%
Oct 2023 -16.8%
Sep 2023 -32.2%
Aug 2023 -37.2%
Jul 2023 -21.4%
Jun 2023 -13.1%
May 2023 -23.3%
Apr 2023 -26.0%
Mar 2023 -25.9%
Feb 2023 -37.2%
Jan 2023 -46.2%
Dec 2022 -43.0%
Nov 2022 -32.7%
Oct 2022 -15.4%
Sep 2022 -8.0%
Aug 2022 1.6%
Jul 2022 -13.4%
Jun 2022 -20.6%
May 2022 -22.9%
Apr 2022 -22.7%
Mar 2022 -15.2%
Feb 2022 -19.3%
Jan 2022 -23.9%
Dec 2021 -29.6%
Nov 2021 -35.6%
Oct 2021 -32.3%
Sep 2021 -23.8%
Aug 2021 -16.6%

About this indicator

Source
Bank of England
Frequency
Monthly
Release
About one month after the reference period.
What it is
Captures the number of mortgages approved for house purchase in the United Kingdom over a month. Published by the Bank of England (Money and Credit release), it is a leading indicator of housing market activity and demand.
How it's calculated
The Bank of England counts, from lenders' records, the number of mortgage approvals for house purchase, seasonally adjusted.
Market implications
Because a mortgage is approved before a sale completes, its trend anticipates home sales and the pulse of construction, and is highly sensitive to Bank of England interest rates. A strong reading points to a recovering housing market.
Limitations
It is a volatile figure, highly sensitive to interest rates and seasonal factors and subject to revision; not every approval ends in a completed purchase.