Consumer Credit in United States

Reserva Federal · Monthly · Importance 60

14,172.65 (Jun-26) ABS · M USD · Mensual · CSV

Recessions COVID recession

Period	M USD
Jun 2026	14,172.65
May 2026	-1,081.40
Apr 2026	19,916.86
Mar 2026	22,833.25
Feb 2026	7,220.52
Jan 2026	4,426.67
Dec 2025	15,645.75
Nov 2025	3,318.02
Oct 2025	7,793.74
Sep 2025	13,391.45
Aug 2025	2,692.17
Jul 2025	12,397.37
Jun 2025	9,108.20
May 2025	10,027.23
Apr 2025	16,306.51
Mar 2025	5,940.60
Feb 2025	1,965.27
Jan 2025	8,372.65
Dec 2024	20,851.76
Nov 2024	-5,609.25
Oct 2024	13,507.75
Sep 2024	2,577.74
Aug 2024	9,590.35
Jul 2024	19,812.22
Jun 2024	1,522.70
May 2024	8,676.17
Apr 2024	1,266.19
Mar 2024	-373.62
Feb 2024	12,797.79
Jan 2024	14,249.61
Dec 2023	-4,971.95
Nov 2023	24,124.71
Oct 2023	13,240.97
Sep 2023	9,082.00
Aug 2023	-13,038.68
Jul 2023	10,795.63
Jun 2023	23,293.80
May 2023	5,575.30
Apr 2023	10,958.12
Mar 2023	23,625.46
Feb 2023	11,965.69
Jan 2023	15,136.33
Dec 2022	15,368.46
Nov 2022	30,593.08
Oct 2022	33,770.88
Sep 2022	26,586.02
Aug 2022	29,738.77
Jul 2022	23,617.21
Jun 2022	37,791.90
May 2022	29,831.80
Apr 2022	32,508.50
Mar 2022	40,332.85
Feb 2022	31,355.34
Jan 2022	14,223.38
Dec 2021	22,516.01
Nov 2021	25,244.68
Oct 2021	17,824.03
Sep 2021	23,732.27
Aug 2021	17,502.08
Jul 2021	17,282.46

Period	M USD
Jun 2026	5,166,907.71
May 2026	5,152,735.06
Apr 2026	5,153,816.46
Mar 2026	5,133,899.60
Feb 2026	5,111,066.35
Jan 2026	5,103,845.83
Dec 2025	5,099,419.16
Nov 2025	5,083,773.40
Oct 2025	5,080,455.38
Sep 2025	5,072,661.64
Aug 2025	5,059,270.19
Jul 2025	5,056,578.01
Jun 2025	5,044,180.64
May 2025	5,048,967.44
Apr 2025	5,038,940.21
Mar 2025	5,022,633.70
Feb 2025	4,958,397.30
Jan 2025	4,956,432.03
Dec 2024	4,948,059.38
Nov 2024	5,066,243.62
Oct 2024	5,071,852.87
Sep 2024	5,058,345.12
Aug 2024	5,055,767.39
Jul 2024	5,046,177.04
Jun 2024	5,026,364.81
May 2024	5,024,842.11
Apr 2024	5,016,165.95
Mar 2024	5,014,899.75
Feb 2024	5,015,273.37
Jan 2024	5,002,475.58
Dec 2023	4,988,225.98
Nov 2023	4,993,197.93
Oct 2023	4,969,073.22
Sep 2023	4,955,832.25
Aug 2023	4,946,750.25
Jul 2023	4,959,788.93
Jun 2023	4,948,993.30
May 2023	4,925,699.50
Apr 2023	4,920,124.19
Mar 2023	4,909,166.07
Feb 2023	4,885,540.61
Jan 2023	4,873,574.92
Dec 2022	4,858,438.60
Nov 2022	4,843,070.13
Oct 2022	4,812,477.06
Sep 2022	4,778,706.17
Aug 2022	4,752,120.15
Jul 2022	4,722,381.39
Jun 2022	4,698,764.18
May 2022	4,660,972.28
Apr 2022	4,631,140.48
Mar 2022	4,598,631.98
Feb 2022	4,558,299.13
Jan 2022	4,526,943.79
Dec 2021	4,512,720.41
Nov 2021	4,490,204.40
Oct 2021	4,464,959.71
Sep 2021	4,447,135.68
Aug 2021	4,423,403.41
Jul 2021	4,405,901.33

Period	%
Jun 2026	2.43%
May 2026	2.06%
Apr 2026	2.28%
Mar 2026	2.22%
Feb 2026	3.08%
Jan 2026	2.97%
Dec 2025	3.06%
Nov 2025	0.35%
Oct 2025	0.17%
Sep 2025	0.28%
Aug 2025	0.07%
Jul 2025	0.21%
Jun 2025	0.35%
May 2025	0.48%
Apr 2025	0.45%
Mar 2025	0.15%
Feb 2025	-1.13%
Jan 2025	-0.92%
Dec 2024	-0.81%
Nov 2024	1.46%
Oct 2024	2.07%
Sep 2024	2.07%
Aug 2024	2.20%
Jul 2024	1.74%
Jun 2024	1.56%
May 2024	2.01%
Apr 2024	1.95%
Mar 2024	2.15%
Feb 2024	2.66%
Jan 2024	2.64%
Dec 2023	2.67%
Nov 2023	3.10%
Oct 2023	3.25%
Sep 2023	3.71%
Aug 2023	4.10%
Jul 2023	5.03%
Jun 2023	5.33%
May 2023	5.68%
Apr 2023	6.24%
Mar 2023	6.75%
Feb 2023	7.18%
Jan 2023	7.66%
Dec 2022	7.66%
Nov 2022	7.86%
Oct 2022	7.78%
Sep 2022	7.46%
Aug 2022	7.43%
Jul 2022	7.18%
Jun 2022	7.07%
May 2022	9.99%
Apr 2022	10.11%
Mar 2022	9.79%
Feb 2022	9.13%
Jan 2022	8.88%
Dec 2021	8.77%
Nov 2021	8.57%
Oct 2021	7.99%
Sep 2021	7.71%
Aug 2021	7.54%
Jul 2021	6.99%

About this indicator

Source	Federal Reserve Board -- G.19 Consumer Credit report
Frequency	Monthly
Release	Aproximadamente 5 semanas habiles tras el fin del mes de referencia, 15:00 ET.
What it is	Measures the monthly change in US consumer credit (revolving loans such as credit cards, and non-revolving loans such as car or student loans), excluding loans secured by real estate. Published by the Federal Reserve, it reflects households' appetite to spend and their access to credit.
How it's calculated	The Federal Reserve aggregates the consumer credit balances reported by banks, credit unions, finance companies and other lenders, seasonally adjusted. The headline is the net monthly flow in billions of dollars (the change in the outstanding balance from the previous month).
Market implications	A larger-than-expected flow suggests stronger consumption funded by debt (positive for near-term activity, though it can raise concerns about household over-indebtedness); a weak or negative flow points to consumer caution or tighter credit conditions, watched closely given its link to household spending.
Limitations	It excludes mortgages and home-equity loans (such as HELOCs). It is volatile month to month and subject to significant revisions in later releases, so the trend matters more than any single reading.